SERVICE CHARGES ON DEPOSIT ACCOUNTS
( INCLUSIVE OF SERVICE TAX )

SERVICE CHARGES ( W.E.F. 1ST MAY, 2016 )
SR.NO. PARTICULARS SERVICE CHARGES

20.
“A”

 

Incidental Charges :
Ledger Folio Charges for Current Account / Cash Credit / Over Draft / Bill Purchase

 

Rs. 50/- per page for every half year .

21.
“A”

 

 

Non Maintenance of Minimum Balance :

  • Savings Bank Account :
  1. Minimum Balance ( with Cheque Book ) : Rs.500/-


  2. Minimum Balance ( Without Cheque Book ) : Rs. 250/-

  3. Small Savings Account
  • Current Account : Minimum Balance Rs. 2500/-

 


  • Savings Bank Account :
  1. Rs. 25/- per occasion, if not adhere to minimum balance limit.

  2. Rs. 25/- per occasion, if not adhere to minimum balance limit.

    Nil

    1. Rs. 50/- per occasion, if not adhere to minimum balance limit.

22.
“A”

 

 

 

 

 

Issue of Duplicate Pass Book / Statement :

Savings Bank Account :

 

 


Current /OD/Cash Credit Accounts :




  1. Rs. 50/- for pass book with present balance.
  2. Rs. 50/- plus Rs. 20/- per page, if previous entries demanded.
  1. Rs. 100/- for pass book with present balance
  2. Rs. 100/- plus Rs. 20/- per page, if previous entries demanded.
  3. Rs. 20/- per page for computerised statement

23.
“M”

 

 

 

Computer Generated Statement of Accounts :

Savings Bank Account :


Current/OD/Cash Credit Accounts :

 


Rs. 25/- per page, if pass book has already been issued.

Rs. 25/- per page, if pass book has already been issued.

24.
“A”

 

 

Cheque Stop Payment Instructions :

  1. Saving Bank Account Rs. 50/- per instrument
  2. Current / OD / Cash Credit Accounts Rs. 50/- per instrument

( No cheuqe Return charges levied where stop payment charges are levied. )

25.
“A”

 

 

 

 

 

 

 

 

Cheque Return Charges :

  1. Inward Clearing / ECS Debit Return







  2. Outstation Cheque / Bills Inward Return unpaid


  3. Outward Clearing / ECS Credit Return / Outstation Cheque / Bills deposited for collection return unpaid

 

For Savings Bank:
Rs. 150/- per instrument plus @ Re 1/- per Rs. 1000/-. ( Maximum of Rs. 1000/- )
For CA, CC and OD :
Rs. 150/- per instrument plus @ Re 1/- per Rs. 1000/-. ( Maximum of Rs. 10000/- )

Rs. 150/- per instrument ( plus actual postage / courier charges )

 

Rs. 50/- per instrument.

26.
“A”

 

 

Premature Closure of Accounts within one year of their opening :

Savings Bank Account

Current Account

 


Rs. 50/-

Rs. 115/-

27.
“A”

 

Collection of Outstation Cheques / Bills

 

 

Savings Accounts : Rs. 100/- plus actual postage / courier charges

Other Accounts : Rs. 200/- plus actual postage / courier charges

28.
“A”

 

 

 

 

Cheque Book Charges :
Savings Bank Accounts :

 

 

Current Account :

 


Cash Credit / Over Draft Accounts :


Four Cheque Books of 15 leaves are free in every accounting year and thereafter Rs. 21/- per cheque book.

One Cheque Book of 30 leaves is free at the time of opening the account and thereafter Rs. 66/- per cheque book

 

Rs. 66/- per cheque book of 30 leaves.

29.
“M”

Loss / Misplace of cheque book

SB Rs. 30/- per cheque book
CA/CC/OD Rs. 66/- per cheque book

30.
“A”

Late Fee on RD

Rs. 1.50 per Rs. 1000/- per month or part thereof.

31.
“M”

Balance Certificate

For Savings Bank Account : Rs. 50/-
For Other Accounts : Rs. 100/-

32.
“M”

E Payment of Taxes

Rs. 115/- for per Challan